No, I’m not talking about trash contracts, the Chicago Bears, or Bill Jefferson. I’m the victim of an identity theft!
“I never thought it would happen to me,” but this isn’t as serious as most people’s. I got damn lucky (I hope). Since it’s approaching the middle of the month, that’s about when we start running out of money, so logged onto our checking account to see how close we were, and I found $1100 of charges to Chevron, Dillard’s, and Target, all in…wait for it…Houston! Lucky for me, they were all from the day before, and I was able to call the bank immediately and block the card.
I’m curious as hell to know how it happened. They were all from my card (E and I share an account but have different card #s), which I haven’t lost. But according to the woman on the phone, they were all paid in person, rather than online (which makes sense especially for the Chevron one). So did they make a fake card with my number?
I’d love to hear any ideas about what happened. Right now, my money’s on this being a computer glitch that billed my account instead of theirs, but maybe I’m being naive. The bank said they’d start an investigation and shortly will credit my account, but I’ll have to file paperwork to keep the refund. I’ll let all two of my readers know if I hear anything more interesting about it.
If it’s a theft, I want to hear whether they get busted. After I was arm-robbed delivering pizza in college, for years I got updates on the perp, but I doubt my bank will be as forthcoming to satisfy my curiosity (not that I was curious about the robber, but this one intrigues me).